Credit Bureau Fraud Letter :: essays research papers

Attention Consumer Relations Complaint/Information ServicesI recently obtained a model of my credit report from your service and have found the following items to be in error.Item 1 I contest visa pecker 4778522641258665, existence held in collection with enter company name. I have settled this account with this firm and would like my records adjusted accordingly.Item 2 I dispute mastercard account 5421234565128754. My credit limit was only $300. I have no idea how it is possible for me to be in collections for over $1500.My account was closed counseling before an amount of that nature to accrue. Item 3 I dispute Smith, Robert MD 2140 16th ST N, New York, NY 02451 Ph. (618) 845-2547 patient 74586 held in collections with Collection Services 1-800-278-6886 account 74586. I went for an initial visit to discuss a problem, which was covered by my insurance. A deductible of $250 was charged for services never rendered and late fees to a substance of over $500. This requested payme nt is false and I dispute its validity.Item 4 I dispute Department Card showing account is vacant I was told it was closed and request all information removed about payment history etc.According to Section 611 of the Fair Credit reporting Act, I am requesting that you investigate those items indicated, and promptly delete any unverifiable, inaccurate, or outdated information from my credit report. In addition, I am requesting a commentary of how the investigation was conductedalong with the name, address, and telephone number of anyone contacted forinformation. Furthermore, if there is a change in my credit history resultingfrom your investigation, I am requesting that an updated report be send to thosewho received my report, within the last two years for employment purposes, or